Filing Tax Assessment Appeal in Jersey City


In this post, I will cover a how to for filing a resident’s tax appeal. It’s quite simple. This is not meant to cover all special situations but should cover simple situations if you live in a condo in Jersey City for example. For other situations, review the handbook listed below.
Most importantly – this appeal needs to be in the hands of the folks by Dec 1 2022 otherwise it will be rejected. Therefore, really important to visit the office and hand it over in-person the tax officer said. You could also send it via a certified mail.

Important Links

  1. Where to get the appeal form for mid-year added/omitted assessment https://www.state.nj.us/treasury/taxation/pdf/other_forms/lpt/adomap.pdf
  2. N/A for mid-year: But if you are filing during the usual time January or Apr for annual tax changes use https://www.hcnj.us/wp-content/uploads/2021/12/a-1-petition-of-appeal.pdf
  3. Comparables are obtained from: https://www.zillow.com/b/20-2nd-st-jersey-city-nj-5XkRmF/
  4. Appeals handbook: https://secure.njappealonline.com/prodappeals/help/Hudson_InstructionsHandbook.pdf
  5. If you are filing an online appeal you can do so at http://www.njappealonline.com/prodappealonline/Home.aspx however, this site only works at certain times of the year. For example, in Nov 2022 the site is not accepting Hudson County appeals for some reason.

How to fill the form:

  • This is the link for the ratio for Jersey City municipality (max value is 100%) i.e., the cost of the sale price. Minimum value for Common Level Ratio in Jersey City for 2022 is 0.7426 and Max is 1.0. So if your unit value is assessed to be within the maximum and minimum range you do not qualify for an appeal.
    This is where you get the Common Level Ratio values from: https://www.state.nj.us/treasury/taxation/pdf/lpt/chap123/2022ch123.pdf . E.g., let’s say your unit value was assessed to be $1mn and comparative sale prices show that the total value of the unit is $950,000 this sale price is not within $1mn/0.7426 and $1mn/(1.0). This means that you qualify for an appeal. So your taxable value would be $950,000*0.8737 (Avg. value of the Common Level Ratio) = $830,015. At a 2.118% tax rate this would come to $17,580.
  • The is what the fields look like:
    Bock / Lot / Qualifier – you get it from your tax bill and also can be obtained from https://tax1.co.monmouth.nj.us/cgi-bin/prc6.cgi?district=0906&ms_user=monm by searching the site via address
  • Next go to Zillow (https://www.zillow.com/b/20-2nd-st-jersey-city-nj-5XkRmF/) and find the comparable sales for your unit for the pretax year (if you are appealing 2022 assessment, use 2021 sales). Goto https://tax1.co.monmouth.nj.us/cgi-bin/prc6.cgi?district=0906&ms_user=monm and find the sale dates and add that information to the form.
  • The prorated fields in the form can be left out because the county knows those values (so I did not fill those out, the county clerk did that for me)
  • Sign and date the form
  • You need to send one copy each to the following addresses via post or in-person (if the online system does not work).
    Hudson County Board of Taxation, Hudson County Plaza, 257 Cornelison Ave Room 303, Jersey City NJ 07302. You also need to send one copy to the city: Office of the City Assessor, 364 Martin Luther King Drive, Jersey City NJ 07305. Phone: 201-547-5131.

Update 12/29/2022:

I did go to the Hudson county court and appealed my decision in person. The city representatives were quite polite and the process was quite smooth – you just show up in the court and either accept or reject the city’s proposal. Once the judgment is reached they mail you the judgment which you can appeal for 45 days. After that the decision is binding for 2 years.


Craigslist Scams


One of my acquaintances told me today of an innovative scam.
So this friend of mine posted an advertisement for renting her apartment out on craigslist. As soon as she posted the ad, an email response came that looked absolutely legitimate.
The respondent claimed that he was a professor in the UK and would be visiting the US on a sabbatical. He even listed a phone number for contact as well as gave some very legitimate looking references. The respondent also said that he wanted to rent the apartment in about 1 months’ time. So far all good. My friend contacted the respondent over the phone and there was nothing odd about the conversation.
In the subsequent conversations, the respondent requested my friend to collect delivery of the furniture for his apartment (which he had indicated that he was going to rent). The respondent said that he would send a check to her and she should then collect the delivery of the furniture and pay the furniture company out of her own pocket. The respondent even sent in a personal check to my friend in advance. She deposited it and sure enough, the amount showed up in the bank account. But what had her spooked out, was how could someone give away a check to some one just like that. For some reason, due to a weird hunch, she decided that she was not going to engage in any financial transactions on the behalf of someone who was sitting hundreds of miles away who she barely knew. In the end, it was this hunch that saved her from losing the money.
So the respondent (thinking that my friend had agreed to undertake the transaction on his behalf) gave her the phone number and information of the furniture company. My friend googled the furniture company but could not find anything. Moreover, the furniture company would not even pick up the phone. This put my friend in doubt over the dubiousness of the potential renter. As it turned out, that the check bounced a couple of days later and if she’d paid the furniture company it might have been used as a way to steal money from my unsuspecting friend.
I guess what could be interesting to know here is that if there was a legitimate phone number (say from Google voice) and a legitimate website (which costs a few dollars for a month now), then my friend could have possibly been duped.
This serves as a reminder to us of the reality of the world we’re living in where scammers are looking for an opportunity to dupe us.


New Home


I finally got a new home for my blog.  www.rajatswarup.com will be my new homepage.   In the coming days, I’ll continue blogging while also improving the look & feel of my website.  Any suggestions would be appreciated.


Dell Vista Upgrade Scam by Dell


Dell had this program called Dell Vista Express Upgrade as a part of which once you pay for your XP Pro you become eligible for a Vista upgrade. The interesting thing was it was an introductory offer and they would ship the DVDs upon Vista’s release if we activated the upgrade. I did activate the upgrade but I did not receive my DVDs until a few days but when I eventually did it was a “Dell Vista Upgrade Assistant DVD”. What was even more interesting was that this DVD was not even an installation DVD (with no warnings on it that it was not the OS installation itself which I assumed all along). It was just a DVD because Dell likes sending DVDs to users! So I contacted Dell about the OS when I couldn’t boot up the OS and they said that no wonder…this is not the OS. So I asked them where’s the OS and the customer care went “you should have it”! Now if they didn’t ship it and I didn’t receive it (although I paid Dell for it), who should have it! They tell me Microsoft has it. It just seems illogical that the person who I pay for the software would not be the one to ship it out to me. The Dell Resolution specialist called today and said there’s nothing he could do. They have my money, they didn’t ship out the DVD…and so be it! Do what you can! That’s just the worst ever case of customer care I’ve ever seen!


Hakin9 Subscription


I have been a subscriber to this magazine’s electronic edition since the past year. However, they’ve only sent me one copy of the magazine till date. The cost of the yearly subscription was $79 or something which makes it an extremely expensive magazine…1 issue for $79…that’s ridiculous!
All my efforts to contact monika.drygulska@hakin9.org or marta.ogonek@hakin9.org have been futile! I would like to discourage anyone who pays for this.
Has anyone else experienced this kind of sloppy service with Hakin9?
Update 06/23/2009:
Hakin9 finally contacted me, after I emailed them (again) based on Chris John Riley’s suggestion. They provided me with the missing issues. Better late than never Hakin9! Thanks!


Certified Reverse Engineering Analyst Certified


This week I got the CREA certification to add to my list of CISSP, CEPT, Visa QSA. This certification required a good practical and conceptual knowledge of reverse engineering. The certification requires a good working knowledge of components such as IA-32 assembly language, malware reversing, expert level knowledge of IDA Pro, OllyDbg, HiEW, Dumpbin etc., PE File header, repairing packed and compacted binaries, using system level reversing etc. The exam was good and tested on the concepts of the reverse engineer.